Cookie Policy
Grace Global Fintech Private Limited (Company Website)
Grace Global Fintech Private Limited ("Company," "we," "us," or "our"), CIN: U82990AS2026PTC030212, is committed to transparency regarding the use of cookies and similar tracking technologies on our company website (the "Website").
This Cookie Policy explains what cookies are, how we use them, the types we deploy, and how you can manage your preferences. It forms an integral part of our Privacy Policy and is compliant with the Digital Personal Data Protection Act, 2023 (DPDP Act), Information Technology Act, 2000, and applicable RBI guidelines for fintech companies.
By continuing to browse or use our Website, you consent to the use of cookies as described in this Policy. You can withdraw or modify your consent at any time through your browser settings or our cookie consent banner (where implemented).
1. What are Cookies?
Cookies are small text files placed on your device (computer, tablet, or mobile) by the Website to store information about your visit and preferences. They help the Website function properly, improve user experience, and provide insights into usage patterns.
We also use similar technologies such as web beacons, pixels, local storage, and session storage.
2. Types of Cookies Used on Our Website
| Category | Description | Examples / Purpose | Can be Disabled? |
|---|---|---|---|
| Strictly Necessary | Essential for the basic functioning of the Website (security, navigation, authentication) | Session management, fraud prevention, form submissions | No |
| Performance / Analytics | Help us understand visitor behavior, improve performance, and analyze trends | Google Analytics or similar tools | Yes |
| Functional | Enable enhanced features and personalization (remembering preferences) | Language selection, login remember-me | Yes |
| Targeting / Advertising | Deliver relevant content and measure advertising effectiveness (if applicable) | Third-party ad networks | Yes |
| Social Media | Enable interaction with social platforms and sharing features | LinkedIn, Twitter/X, etc. (if integrated) | Yes |
Strictly Necessary Cookies cannot be disabled, as they are required for the Website to work properly.
3. Purposes of Cookie Usage
We use cookies for the following purposes, in line with DPDP Act and RBI requirements:
- Enabling secure navigation and account-related features.
- Understanding how users interact with the Website to improve design and content.
- Personalizing your experience where possible.
- Ensuring security and detecting fraudulent activities.
- Complying with legal and regulatory obligations.
- Supporting potential fintech services (e.g., lead generation, service inquiries).
We limit data collection to what is necessary and purpose-specific.
4. Third-Party Cookies
Our Website may allow trusted third parties to set cookies, including:
- Analytics providers (e.g., Google Analytics)
- Payment or KYC service partners (when applicable)
- Cloud hosting and security services
- Social media plugins
These third parties have their own privacy and cookie policies. We encourage you to review them. All third-party processors operate under data processing agreements consistent with DPDP Act standards.
5. Managing Cookies and Your Choices
You can control cookies through:
- Our Cookie Consent Banner (recommended implementation): Allows granular choices on non-essential cookies.
- Browser Settings: Most browsers let you block, delete, or be notified about cookies.
- Google Chrome: Settings > Privacy and security > Cookies
- Mozilla Firefox: Options > Privacy & Security
- Safari: Preferences > Privacy
- Microsoft Edge: Settings > Cookies and site permissions
Note: Disabling cookies (especially necessary ones) may impact Website functionality, such as login or form submissions.
We respect "Do Not Track" (DNT) signals where technically feasible, though no uniform industry standard exists yet.
6. Data Protection & Retention
Information collected via cookies is processed in accordance with our Privacy Policy and retained only as long as necessary for the stated purposes or as required by law (DPDP Act and RBI guidelines). We apply reasonable security safeguards including encryption and access controls.
7. Changes to This Cookie Policy
We may update this Policy from time to time to reflect changes in technology, services, or legal requirements. The updated Policy will be posted on the Website with a new "Last Updated" date. Continued use after changes constitutes your acceptance.
8. Contact & Grievance Redressal
For any questions or concerns about this Cookie Policy, please contact our Grievance Officer:
Grievance Officer
Grace Global Fintech Private Limited
Shoppers Point Building, 5th Floor, Fancy Bazar,
Guwahati, Assam, India
Email: privacy@graceglobalfintech.com